Version 1.0 | Effective July 17, 2026 | Last updated July 17, 2026
Financial Education Disclaimer
Important limitations on Rich Direction calculators, content, and examples.
Education, not individualized advice
Rich Direction provides educational information, general-purpose calculators, spreadsheets, templates, guides, and examples. It does not provide individualized financial, investment, accounting, tax, legal, lending, mortgage, credit-repair, debt-settlement, or other professional advice.
No professional or fiduciary relationship
Rich Direction is not a bank, lender, mortgage broker, financial adviser, investment adviser, broker-dealer, accountant, CPA firm, law firm, tax preparer, credit-repair organization, debt-relief provider, or fiduciary. Use does not create a professional, lending, advisory, fiduciary, or client relationship.
Estimates and user inputs
Results depend on the values and assumptions entered. Actual rates, payments, payoff timing, taxes, insurance, PMI, fees, assessments, lender rules, laws, and market conditions can differ or change. Outputs are not offers, preapprovals, qualification decisions, complete tax calculations, filing software, or guarantees.
Independent verification
Users should verify material decisions with source documents, lenders, insurers, taxing authorities, product providers, and qualified professionals who can evaluate the complete facts. Historical or third-party information may be incomplete or outdated. External links and examples do not imply endorsement unless expressly disclosed.
No guaranteed outcome
Rich Direction does not guarantee savings, debt reduction, loan approval, affordability, tax results, investment performance, or any financial outcome.
Contact
Questions about a product’s documented assumptions may be sent to support@richdirection.com.